Kisan Card Scheme is a government scheme that aims to offer agricultural and financial aid to farmers in Pakistan. The scheme is still growing in 2025 with a view of enhancing crop productivity, lowering the cost of farming and providing direct financial relief to registered farmers. The card serves as an electronic identity and financial access device, linking farmers with subsidies, loans, and agricultural services.
Objective of the Kisan Card Scheme
The scheme focuses on improving the overall welfare of farmers by:
- Ensuring easy access to government subsidies
- Reducing dependence on middlemen and informal lenders
- Providing interest-free or low-interest farming loans
- Supporting farmers with modern agricultural resources
It is a move towards the digitization of agricultural assistance and the establishment of transparency in the provision of subsidies.
Key Benefits of the Kisan Card in 2025
Farmers registered under the Kisan Card Scheme can receive:
- Fertilizer and seed subsidies
- Interest-free or low-interest agricultural loans from partner banks
- Access to modern farming machinery on subsidized rates
- Crop insurance and risk protection against natural disasters
- Direct cash support during emergency conditions such as floods or droughts
- Subsidies on:
- Tractors
- Drip irrigation systems
- Solar-powered water pumps
These advantages contribute to lowering the cost of production and enhance the yielding of crops.
Who is Eligible?
To qualify for the Kisan Card Scheme:
- The applicant must be a Pakistani citizen with a valid CNIC
- Must be a registered farmer under the Punjab/KPK/Sindh/Balochistan agriculture department
- Must own or lease agricultural land
- Land records must be verified with the Land Revenue Department
Required Documents
- CNIC (valid and original)
- Mobile number registered under CNIC
- Agricultural land ownership or tenancy documents
- Bank account (if not available, assistance is provided to open one)
- Land record print from the Patwari or Land Record Center (LRC)
How to Apply for the Kisan Card Scheme
Step 1: Land Record Verification
Visit your nearest Land Record Center (Arazi Record Center) to ensure your land information is updated in the digital system.
Step 2: Registration at Agriculture Office
Go to your Tehsil Agriculture Office with your CNIC and land documents.
Your data will be entered into the Kisan Information Management System (KIMS).
Step 3: Bank Account Registration
Partner banks will assist you in opening an account if you do not have one.
Step 4: Issuance of Kisan Card
After checking, you will be notified by an SMS message by the Agriculture Department.
The Kisan Card is then collected at the specified bank branch.
Partner Banks for Kisan Card
Common participating banks include:
- Zarai Taraqiati Bank Limited (ZTBL)
- Bank of Punjab (BOP)
- National Bank of Pakistan (NBP)
- Other regional agricultural financing partners
How Farmers Receive Benefits
- Subsidies and loan limits are directly added to the card account
- Farmers can withdraw cash or pay directly for fertilizer, seeds, and supplies
- Biometric verification ensures transparency and prevents misuse
Kisan Card Scheme Pakistan 2025 is a program that offers subsidies, the necessary financial aid to farmers, and modern farming resources. The government, through digitalization of subsidy and loan distribution, assists farmers to decrease the cost of inputs, enhance their productivity, and gain financial stability. To benefit fully on the scheme, farmers are advised to ensure they check their land records and sign early.
